Step 01

Start Your Claim

File online in about four minutes. You’ll need your VIN, your contract number (if available), the selling dealership name and a description of the damage. Photos help but are not always required.

Step 02

Claims Review

A dedicated adjuster confirms coverage against your specific agreement, reaches out to you within one business day to verify details, and authorizes the repair with a pre-approved service provider.

Step 03

Get Back on the Road

You schedule the repair with the provider. Covered work is paid directly to the shop. Most claims close inside a week — and there’s zero out-of-pocket cost for covered damage.

Before You File

Five minutes of prep. No paperwork hell.

Have handy

  • Your 17-character VIN (inside driver door or lower windshield)
  • Contract number (on your AVP agreement)
  • Name of the selling dealership and purchase date
  • A clear written description of the damage
  • Date you first noticed the problem

Good to know

  • File within 30 days of discovering the damage for fastest processing
  • Don’t start repairs before the claim is authorized — unauthorized repairs may not be eligible for payment
  • The dealership where you purchased your contract can file on your behalf
  • Your contract is fully transferable if you sell privately — contact us to update the record

Ready when you are.

Begin your claim online or speak with a claims adjuster by phone.

File a Claim (877) 333-5800